Wait! All is not lost!!! I am not sure which actually fixed the issue but here is what I did:
-deleted the Prepar3D.cfg (C:\Users\<XXX>\AppData\Lockheed Martin
-Restarted P3D to generate a new .cfg file
-tweaked as necessary (Using CptVince's settings because we have similar systems but made my own adjustments to the NON-GRAPHIC sections)
*including adding this to the newly created .cfg: OPAQUE_SHADOW_TEXTURE_SIZE=4096
*he nor I touched Dynamic Reflections (set to off)
Fired up P3D at KORD active runway at 21:00 and I can see the terminal

Hope this helps